† APY stands for Annual Percentage Yield

* Also available for IRA Deposits

** Penalty for early withdrawal. Minimum balance to obtain the annual percentage yield is the minimum deposit to open the account. See Deposit Account Terms for further details.

¹ Variable rate is subject to change after account opening. Fees may reduce the earnings on the account. Minimum deposit to open $5. In order to qualify for the 4.00% APY (Annual Percentage Yield), you must maintain a combined direct deposit of $1,000 or more and ten (10) qualifying Point-of-Sale (POS) transactions during the month in a Blue Axis Edge® Checking account. A qualifying POS debit card transaction is any Blue Foundry Bank Debit Mastercard® transaction that requires either a signature or PIN at the point-of-sale and is counted in the month that it is posted. Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions. APY of 4.00% is based on an interest rate of 3.92%. If you do not meet the requirements for the month, your Blue Axis Fusion® Savings will earn an APY of 0.10%, based on an interest rate of 0.10%. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.

²7 Month CD with Checking - Must open a new or have an existing checking to qualify. Penalty for early withdrawal. Rate applicable to initial term only and upon maturity will automatically renew to a 6 month CD.

³ Axis 12 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 12 Month with Direct Deposit will renew to a 12 month CD. Penalty for early withdrawal. See Deposit Account Terms for further details.

⁴ Axis 24 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 24 Month with Direct Deposit will renew to a 24 month CD. Penalty for early withdrawal. See Deposit Account Terms for further details.

⁵ Axis 36 Month CD with Blue Axis® Checking & Direct Deposit – Must maintain a minimum of $500 direct deposit into a Blue Axis® Checking account monthly to qualify. The bank reserves the right to change the certificate to the corresponding standard certificate term and assess a penalty if the terms of account are not met. Upon maturity the Axis 36 Month with Direct Deposit will renew to a 36 month CD. Penalty for early withdrawal. See Deposit Account Terms for further details.

⁶ Rate effective as of 4/16/25 is variable and is subject to change after account opening. Fees may reduce the earnings on the account. Minimum deposit to open $100. To qualify for the 4.00% APY (Annual Percentage Yield), you must deposit $25,000 or more in new money or from a Blue Foundry Bank maturing CD. If you are in an existing CD and would like to transfer the funds prior to maturity, the terms of your certificate, including the penalty, will apply. APY of 4.00% is based on an interest rate of 3.92%. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.

⁷ Only one bonus per tax id, per product. Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months. Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period. The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.

⁸ Only one bonus per tax id, per product. Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period. New money is defined as money not currently on deposit with Blue Foundry Bank. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. Requires eBanking enrollment and electronic statements. Refer to our Fee Schedule for paper statement fee.

⁹ 3 Month CD or 9 Month CD - Rate applicable to initial term only and upon maturity certificate will automatically renew to a 6 Month CD. Penalty for early withdrawal. See Deposit Account Terms for further details.

All checking, savings and money market accounts: Variable rate accounts and interest rate may change any time after account opening at our discretion. Fees may reduce earnings on the account. See Schedule of Fees for applicable fees. Withdrawal of interest will reduce earnings. Annual percentage yield assumes interest remains on deposit. Minimum balance required to obtain APY = $.01.

Accounts opened online require eBanking enrollment.