PERSONAL
CHECKING
Financial stability is a big part of life. So we make tools and services that help the money side of your life work as smoothly and successfully as possible. Our customers all have different needs and goals. Our intention is to meet those needs with a menu of checking accounts to fit your individual savings and spending preferences.
ALL OF OUR CHECKING ACCOUNTS FEATURE:
Free eBanking and eMobile Banking
Free eBillPay
Free 24-hour Telephone Banking
Early Pay Available with Direct Deposit & ACH Credits
Free Direct Deposit
Free Debit MasterCard®
BLUE AXIS® CHECKING
When an account features unlimited ATM fee rebates worldwide1, no fees and no minimum balance, you know it’s designed with great care for your financial wellness.
Unlimited ATM cash withdrawal fee rebates worldwide1
No monthly maintenance fees
Minimum opening deposit of $1
Earn up to $120 annually with our quarterly promotions
Interest earned on all balances2
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Add BLUE AXIS® ICS® SWEEP5 to receive expanded FDIC Insurance coverage of up to $135 million, all while keeping your funds liquid
BLUE AXIS EDGE® CHECKING
Earn $3006 when you maintain a monthly minimum direct deposit of $500 for at least 6 months.
We take this essential account to a whole new level, offering everything you need for financial wellness, plus these added benefits:
Unlimited ATM cash withdrawal fee rebates worldwide1
No monthly maintenance fees
Minimum opening deposit of $1
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
BLUE AXIS CONNECT®
The road to adulthood means new freedoms and new responsibilities. Equipped with digital tools and features customized for them; their account will provide access to money on the go and a seamless introduction to money management. And, receive a $10 credit upon account opening.3
Custom Digital Tools: eBanking with Debit Card Management, Digital Wallet and Zelle4
Unlimited ATM cash withdrawal fee rebates worldwide1
No monthly maintenance fees
Minimum opening deposit of $1
Interest earned on all balances2
Early Pay available
Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
CLASSIC CHECKING
Earn interest on all balances while skipping the fees. Having a bank that wants the best for you should never go out of style.
No Monthly Fees
Minimum deposit of $100
Interest earned on all balances2
Complimentary specialty checks
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
NEW JERSEY CONSUMER CHECKING
Everyone deserves the opportunity to pursue a strong financial framework. That’s the mission of this account — to ensure New Jersey citizens have access to low-cost, low-volume basic checking services.
Minimum opening deposit of $50
Monthly service charge of $3
Non-interest bearing
Checks posted in excess of 8 per month are charged $.50 per check
Blue Balance Access® No Fee Overdraft Assistance available
Early Pay available
1 Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry Blue Axis® Checking account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
2 Rate is subject to change after account opening. Fees may reduce the earnings on the account.
3 Available to youth aged 13 to 24, and must be primary account owner. Must be under the age of 25 to open the account. Parent/Guardian must be a joint account holder if primary depositor is under the age of 18. The bonus will be credited within 5 business days of the account opening. Only one account per consumer will earn the $10. For tax purposes, bonus will be reported on form 1099.
4 Must be 18 years of age or older to utilize this service.
5 (CDARS) is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and CDARS are registered service marks. Customers are eligible for CDARS® and ICS® when their initial Blue Foundry Bank relationship exceeds FDIC insurance limit.
6 Only one bonus per tax id, per product. Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months. Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period. The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days. For tax purposes, bonus will be reported on form 1099.
Accounts opened online require eBanking enrollment.