Business needs
are one-of-a-
kind. Business
solutions
should be too.

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Blue Foundry Bank is committed to helping the local businesses in our communities grow. Our Universal Bankers provide personalized service to understand each business’ needs and tailor solutions through our suite of Blue Carbon Business products and services.



Blue Carbon® Business Solutions Checking

Get a CASH BONUS of $1,0001 and FREE3 access to an array of business banking solutions to help keep your business running seamlessly.


Blue Carbon® Business Checking

The business checking account that includes everything your business needs to focus on success, including: digital banking services, free cash management, fraud monitoring through positive pay, and much more.


Blue Carbon Edge® Business Checking

Our premier checking account, perfect for businesses with balances over $250,000 featuring everything that comes with Blue Carbon Business Checking and more, including: better interest rates, unlimited outgoing wires, a dedicated answer desk and team to help you transition over.


Blue Carbon®
Business Solutions Checking
Blue Carbon®
Business Checking
Blue Carbon Edge®
Business Checking
Minimum Opening Deposit $35,000 $1,000 $250,000
New Money Only Yes No No
Bonus to Open $1,000 CASH BONUS1 NoneNone
Overdraft Fees None None None
Free ATM's Everywhere FREE2 FREE2 FREE2
Remote Deposit Capture Service
and Single-feed Scanner
FREE3 FREE FREE
Free Wire Transfers Unlimited Incoming
and Outgoing
2 Outgoing per month4 Unlimited Incoming
and Outgoing5
Online Wire Transfers FREE3 FREE FREE
ACH Origination Services FREE3 FREE FREE
Fraud Monitoring through Positive Pay FREE3 FREE FREE
Merchant Services Equipment Available Available Available
ZEscrow & ZSuite Free Free Free
Digital Wallet Free Free Free
E-Statement Fee None6 None6 None6
Mobile App with Check Deposit Free Free Free
Contactless Debit Card Free Free Free
Online Banking Free Free Free
Early Pay Free Free Free
Card Valet Free Free Free
Bill Pay Free Free Free
Combined Statements Free Free Free
First Order of Checks None Credit up to $507 Credit up to $1507
Lockbox Services Available Available Available
Business Line of Credit Available Available Available

Blue Carbon® Business Money Market

An account that allows business customers to manage their businesses more efficiently and effectively with a higher interest rate while seamlessly moving money between business accounts.

  • No monthly maintenance fees
  • Minimum opening deposit of $5,000
  • Interest earned on all balances

Blue Carbon® Business Savings

An account that provides business customers a smart way to save money, while earning interest for future needs.

  • No monthly maintenance fees
  • Minimum opening deposit of $1
  • No minimum balance requirements


Rates are subject to change after account opening. Blue Foundry Bank reserves the right to modify terms, features and benefits at any time.


1 Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.

2 Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry Bank® checking account. Blue Foundry Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.

3 If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.

4 Normal fees will apply if wire transfers exceed more than two in a monthly period.

5 If the average monthly balance falls below $250,000, the applicable outgoing wire fee will be withdrawn from the account in the next calendar month. Please refer to the Fee Schedule.

6 Avoid a $5 monthly service charge when you enroll in Business eBanking and select eStatements.

7 Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.

Blue Foundry Bank and/or its agency is not responsible for typographical errors.

Rates are subject to change after account opening. Avoid a $5 monthly service charge when you enroll in Business eBanking and select eStatements. Blue Foundry Bank reserves the right to modify the terms, features and benefits of this account at any time.


1 Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. Bonus is considered interest and will be reported on IRS Form 1099-INT. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.

2 Unlimited ATM fee rebates apply to cash withdrawals using your Debit MasterCard® at all participating Accel and Cirrus ATMs worldwide. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Blue Foundry Bank® checking account. Blue Foundry Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from MasterCard® and ATM operators. Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.

3 If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.

4 Normal fees will apply if wire transfers exceed more than two in a monthly period.

5 If the average monthly balance falls below $250,000, the applicable outgoing wire fee will be withdrawn from the account in the next calendar month. Please refer to the Fee Schedule.

6 If you purchase a Merchant Services device, Blue Foundry Bank will credit your account $100. You will receive a credit up to $50 for your first order of checks. Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date.

7 If you purchase a Merchant Services device, Blue Foundry Bank will credit your account $200. You will receive a credit up to $150 for your first order of checks. Your checking account must remain open until the credit(s) are posted, which is within 180 days after account opening date. Blue Foundry Bank and/or its agency is not responsible for typographical errors.

8 Avoid a $5 monthly service charge when you enroll in Business eBanking and select eStatements

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